All guides
Stacking rule
On-Bill Repayment (OBR) Financing Cap Rules
0% interest financing through utility bill. $25K standard cap, $50K cap for heat pump projects. If project net cost exceeds cap, split: cap covered by OBR, remainder at standard financing rate.
Inside Luna
This playbook lives inside Luna.
The full program playbooks are the proprietary skills that let Luna quote the real number, stack the right incentives, and handle the paperwork — so we don’t publish them. Book a demo and we’ll show Luna apply this to a live job in your market.